credit cards 結果共8筆

Mastercard’s 2025 survey reveals 82% of Taiwanese use credit cards for daily transactions. High rewards drive card applications, with e-commerce and convenience stores popular.

Bank of Taiwan launches the Green Bank Card, the nation’s first wooden credit card, aiming to issue 30,000 cards in the first year. The card supports sustainable finance, offers up to 7% cashback, and promotes green consumption.

Credit card spending in Taiwan hit NT$373.3 billion in April, despite a monthly dip. The number of cards rose to 59.39 million. Cathay United Bank led in spending.

The FSC reports a 5.13% rise in November 2024 credit card spending, reaching NT$385.5 billion. Despite a monthly dip, annual spending may hit a record NT$4.6 trillion.

The Taiwan High Speed Rail (THSR) has announced that it will now accept credit card payments for on-board ticket upgrades, push-cart sales, and station bento counter services. Passengers can also use their Easycard or iPASS to purchase items from the pushcart and high-speed rail bento boxes. However, THSR advises that Easycard and iPASS are only suitable for small payments, and on-board ticket upgrades should be paid for with a credit card or cash. Furthermore, THSR will be introducing a new hot beverage called ＂Taiwan Sugar Highland Small Farmer Coffee＂ on January 1, 2024. This coffee, made with beans from the Guatemala Antigua region, will be available from the first to the seventh day of each month, while illy coffee will be served on other days. THSR also cautions that unstable internet connections on board may cause credit card transactions to fail and asks for passengers’ understanding.

Taiwan’s total credit card spending for 2023 is projected to exceed NT＄4 trillion, with consumers under 30 having an average annual credit card transaction amount of NT＄1.11 million, according to the National Credit Card Center (NCCC). Individuals aged 40 to 60, who make up over 57% of top-level consumers, are crucial customers for card-issuing institutions. These elite spenders have an average half-year spending of NT＄810,000, with women mainly using their credit cards for fashion and luxury items, while men prefer motor vehicle products. Consumers under 40 have a high consumption frequency, averaging over 180 transactions per card in the first half of 2023. Taipei and New Taipei have the highest number of cardholders, accounting for 46% of the total, with Hsinchu County and Hsinchu City having the largest share among the 16 counties and cities at over 6%. VISA cards are the most commonly used credit card brand among elite spenders, comprising 51% of the total, while American Express cards make up only 3% but have the highest average consumption of over NT＄1.3 million per card in six months.

The Criminal Investigation Bureau (CIB) has apprehended 20 suspects and seized 15 illegal operations involved in a smartphone SMS phishing scam in Taiwan. The ＂Info Thunder Project＂ was deployed to combat the scam, which sent out an average of 4,000 to 5,000 fraudulent text messages per day. The criminal syndicate posed as representatives from legitimate entities, such as the Taiwan Water Corporation and telecom companies, to deceive recipients with misleading alerts. The fraudsters enticed victims to click on malicious links and enter their credit card and bank account details. The CIB’s intelligence analysis team conducted comprehensive studies of phishing cases, leading to the arrests. Evidence seized in two operations includes modem pools, mobile phones, SIM cards, computers, Wi-Fi routers, and application forms for phone numbers. Director-General Chou Yu-wei urged the public to remain vigilant against suspicious text messages and to refrain from clicking on dubious links. The police will continue to dismantle these fraudulent networks and protect citizens from cyber threats.

The legal age of adulthood in Taiwan was lowered to 18 from 20 on Jan. 1. This means that 4440,000 teenagers have become legal adults after the law adjustment.